UltraCare
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*Subject to change. T&Cs apply. CareHQ health coaching consults not included.
*Subject to change. T&Cs apply. CareHQ health coaching consults not included.
A surgical and healthcare plan for those who want the highest level of cover.
This plan provides cover for eligible healthcare services, including surgical and cancer treatment, specialist consultations, and diagnostics provided at any time, as well as some day-to-day healthcare services.
You can choose your own specialist, and your qualifying pre-existing conditions will be covered after 3 years of continuous cover. Policy limits may apply.
For those planning a new addition to the family, this plan includes an obstetrics allowance.
See the benefit summary document below for a more detailed view of the benefits, and the policy documents for full terms and conditions, including exclusions.
*Physiotherapy treatment must be performed within 6 months of related eligible surgical treatment, chemotherapy or radiotherapy.
Policy terms and conditions, including policy maximums and exclusions apply.
You can access membership benefits at no extra cost, no matter which health insurance plan you choose.
Online GP and nurse consults with CareHQ, when booked through the MySouthernCross app*.
Up to three online mental health sessions with Raise each claims year* to help you access the support you need on any issues impacting your life.
An annual health check with MedPro each claims year, including advice to manage your health, for members 16 years and over*.
You can upgrade from the ‘Chemotherapy for cancer’ benefit to Cancer Cover Plus. This gives you a higher level of cover for costs associated with chemotherapy treatment, including for chemotherapy drugs that are not Pharmac approved but are Medsafe-indicated.
Cancer Cover Plus upgrades are fully underwritten, regardless of any pre-existing condition concessions. Eligibility criteria apply. Only available to purchase where all members on a policy are under 60 years old.
Southern Cross Medical Care Society (trading as Southern Cross Health Society) is a licensed insurer and a licensed financial advice provider. For more information about the financial advice service we provide and a copy of our public disclosure statement please visit southerncross.co.nz/disclosure-statement.
Southern Cross Medical Care Society (trading as Southern Cross Health Society) has an A+ (Strong) financial strength rating given by S&P Global Ratings Australia Pty Ltd. The rating scale is: AAA (Extremely Strong), AA (Very Strong), A (Strong), BBB (Good), BB (Marginal), B (Weak), CCC (Very Weak), CC (Extremely Weak), SD or D (Selective Default or Default). Ratings from ‘AA’ to ‘CCC’ may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. Full details of the rating scale are available at S&P Global Ratings. S&P Global Ratings Australia Pty Ltd is an approved rating agency under the Insurance (Prudential Supervision) Act 2010.
